Appraisal services for Mesa and Maricopa County homeowners
Check out the top 7 reasons why Az homeowners call on ASAP Appraisal Services, Inc.:
Do you own a home in or near Mesa? Do you need help deciding the value of your real estate?
At ASAP Appraisal Services, Inc., we understand the special needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at ASAP Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. ASAP Appraisal Services, Inc. is experts in helping folks just like you get rid of unneeded PMI insurance.
Challenging Maricopa county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other homes close to yours. That only means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from ASAP Appraisal Services, Inc. is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
If your home is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. ASAP Appraisal Services, Inc. can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? ASAP Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? ASAP Appraisal Services, Inc. can help with that too. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.