Need an appraisal in Mesa or Maricopa County?
Here are the top seven reasons why Az homeowners need ASAP Appraisal Services, Inc.:
Do you own a house in or near Mesa? Do you need help deciding the value of your real estate?
At ASAP Appraisal Services, Inc., we understand the special needs of a customer in need of appraisal services. Our regular business clients get the appraisal process and the standard documents we provide. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at ASAP Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
PMI Removal Appraisals
A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you remove unnecessary PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if your home not appreciating as much as other properties close to yours. That means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from ASAP Appraisal Services, Inc. is your number one weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. ASAP Appraisal Services, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? ASAP Appraisal Services, Inc. can help with that too. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.